Financial shortfall?
Let's find solutions together
If you're experiencing payment difficulties, inform us early so we can assist you.
We offer you
support with payment issues
Financial challenges can happen to anyone.
At CAPTIQ, we want to stand by you during these difficult times.
If you're having payment difficulties, don't hesitate to contact us.
With tailored solutions, we can help you find your way out of the crisis.
Essential Questions:
What you need to know at a glance
What should I do if I miss a payment?
What are the consequences of ongoing payment difficulties?
- Reminders: In the event of missed installments, you will initially receive reminders to alert you of the outstanding payment. These are usually done in writing or by telephone.
- Contract Termination: In particularly severe cases, the credit agreement can be terminated, causing the entire remaining balance to become due immediately. This is often the last step before legal action.
- Legal Action: In case of ongoing payment difficulties, legal steps may be initiated, which could eventually lead to the seizure of the borrower's assets.
- Revocation of Chamber License: In serious violations, the chamber license can be revoked and the exercise of the chamber professional activity prohibited. This removes the legal basis for practicing the profession, leading to both financial and reputational consequences.
- Negative Credit Registry Entries: Payment defaults can lead to negative entries in credit agencies. A negative entry can significantly impair the borrower's creditworthiness and make future borrowings more difficult.
Is the consultation and support free of charge?
Stay confident!
"With the stones that are placed in your way,
you can build a staircase step by step"
Options for payment difficulties:
If you're having payment difficulties, various options are available. However, these potential solutions always depend on the decision of the respective financing partner, who must be able to understand the financially critical exceptional situation in order to take appropriate measures.
Having trouble paying your ongoing installments on time?
Request our support now
We advise you to contact us or your financing partner immediately if payment difficulties are foreseeable. Together we can find a solution that suits your situation.
Get in touch today!
Contact usThe most frequently asked questions
What should I do if I have trouble paying my installments?
If you miss a payment, please contact us immediately. We can help you minimize the impact of a missed payment and find a solution.
How long does it take to find a solution?
The duration depends on your individual situation. However, our team strives to help you as quickly as possible and find a suitable solution.
Will my credit history be affected by using support options?
Late or missed payments can affect your credit history. It's important to contact us as early as possible if you're having trouble so we can help you avoid negative impacts.