Apply for your online loan in a flash now with innovative processes and state-of-the-art technologies
Start here with one click
After simply registering, customize your loan to fit your needs with our financing calculator.
For complete convenience, you will find all the requested data transparently and at a glance in the application section customized for you. All of this is completely unbureaucratic and fully digital.
We check your submitted application immediately. You will receive your loan approval within one day and will be notified directly of the offers available to you from our financiers.
In order to provide you with the highest level of reliability and quality in terms of loans, we cooperate with first-class, procedurally coordinated financing partners. You can trust that the selection we present to you meets the strictest requirements.
Because we want to offer you the confidence you need to make financial decisions with confidence.
You can easily view the final loan agreement online and sign it online.
In addition to signing the contract electronically, you also identify yourself online via video.
To protect your data, we always comply with the latest security standards.
In the final step, our financing partner checks the loan - the disbursement of your desired amount takes place within a few working days.
We will take personal time for you.
Book an appointment now!
For example, renovation, equipment financing, working capital financing, liquidity financing, etc.
A person acquires shares in an already established company.
The company was founded, but no annual financial statements are available yet.
The company has not yet been established.
Company details
Basic company data
Address
Contact
Balance sheet documents:
Legal form-dependent documents (e.g. excerpt from the commercial register)
Loan history
Personal data loan applicant
Basic data
Address
Contact
Economic conditions
Proof of qualification:
Information on the corporate structure
Beneficial owner:
Legal representative:
Bank details
Lawyer
I can recommend CAPTIQ without reservation and was given excellent support. The processing is very fast, efficient and reliable, as promised. It is very pleasant to see competent people sitting on the other side to whom I do not have to explain the economic aspects of a law firm. I have not experienced this specialization and understanding of the profession before. It also shows, for example, in the information requested in the digital applicatio...read more
Medical Advisor
Sensational, efficient service!!! In one week I organized two loans for medical professionals, where so-called big banks have been chickening around for weeks. My effort: 20 minutes of data entry, communication with the customer and me 100% digital, 2 days later the customer had the money in his account at top conditions. For me as a consultant for chamber professionals CAPTIQ is a huge added value. Thank you.
Tax consultant
We are a partnership of tax advisors and have turned to CAPTIQ for financing to expand our office, as this process was a mammoth bureaucratic task through our house bank.
CAPTIQ met all expectations and promises here without exception. The contact was extremely friendly and competent, the application process lean and efficient. The approval and pa...read more
Doctor
The financing is on the recommendation of MLP Düsseldorf. Since I need short-term financing for a limited supply, the challenge was to get it within 4 days. Thanks to the recommendation and CAPTIQ, the implementation was possible without complications.
Chamber professional
The positive reviews of our satisfied customers have convinced you?
Try it out for yourself and apply for a loan with us today to also enjoy the exclusive advantages of CAPTIQ benefits.
Dentist
Lightning-fast processing of the loan application and disbursement. Very friendly and uncomplicated communication for any questions. Can only recommend CAPTIQ!
Financial advisor
Working with CAPTIQ is super easy and the processing is extremely fast. In addition, there are very good conditions that are rarely found with other financing providers. My customer is very satisfied. CAPTIQ is a real added value to conventional banks, as the process from application to disbursement is streamlined and efficient.
Financial advisor
Outstanding cooperation with CAPTIQ. Loan approval is analogous to Amazon Prime - ordered today - there tomorrow! In addition to the excellent advice, the loan was provided in absolute record speed! Gladly again!
Advisor for regulated professionals
In my eyes, CAPTIQ GmbH has done exactly what they promise.
I had my first contact on a Friday. Over the weekend, I collected all the necessary documents and was able to upload them directly to the website. It was not a matter of course for me that Mr. Beimler was also available over the weekend and helped me. On Monday it was done and CAPTIQ had ...read more
CAPTIQ offers more than just a simple brokerage platform for loans.
Our holistic approach involves working closely with carefully selected financing partners. Unlike traditional platforms, we support our clients from start to finish by providing a comprehensive end-to-end solution. Through our individual approach, we ensure the highest quality standards and deliver tailor-made solutions that meet our clients' needs.
Are there any requirements for equity or proof of equity?
With CAPTIQ, neither equity capital has to be deposited nor proof of assets is required. This noticeably simplifies the application process for you and makes you less tied down.
How quickly will I get my CAPTIQ loan paid out?
After submitting your loan application, it will be processed immediately. After 1-2 business days at the most, you will receive the result of the credit check. After that, only the online contract signing, a video - identification and a final check of our financing partners follows. The disbursement of your desired amount takes place within a few working days.
For more information on the application process, simply click here.
How is the credit rating determined at CAPTIQ?
CAPTIQ's rating model for determining creditworthiness comprises numerous internally and externally related information about you and your company. Particularly relevant here are the key financial figures of your company as well as your personal creditworthiness. Depending on the purpose of the loan and other circumstances, these factors are weighted differently. Ultimately, this results in the credit rating.
How does the electronic signature work?
Depending on the financier, the electronic signature takes place via our partners DocuSign or WebID. In both cases, the Qualified e-Signature (QES) comes into play.
WebID:
After video identification through WebID, you receive your contract, review it, and accept the terms of use. Finally, you sign the contract by entering your tan. We will, of course, guide you through the contract signing process.
DocuSign:
As a leading provider of electronic signatures, DocuSign enables individuals to sign and send documents electronically. They can legally sign the document by either drawing their signature with the mouse, using a pre-saved signature, or typing it with their finger or pen using their cell phone or tablet.
What is the identification procedure?
The identification process is carried out via video identification by our partners IDnow or WebID, depending on the financier. The basic idea is that an identity check is performed in real time via video calls to verify a customer's identity without having to be physically present. For you, this means that you can identify yourself from the comfort of your own home in just a few minutes - all you need is an Internet-enabled terminal device and a camera.
How does the redemption work?
The CAPTIQ loan is an annuity loan. This means that you pay constant monthly installments. These are automatically collected from your account by SEPA direct debit mandate in the first month after disbursement. Unscheduled repayments are possible at any time - even in full - allowing you to shorten your term.
Is there an early repayment penalty for early repayment?
We do not charge an early repayment fee. You can conveniently repay the loan early without incurring any fees. Unscheduled repayments in any amount are also possible at any time, allowing you to shorten your term.
How can I make unscheduled repayments?
If you wish to make an unscheduled repayment, we ask that you contact us here via our contact form at least two weeks before the end of the month. Please include your loan number (found in your dashboard), your full name, your email address, and the amount and timing of the unscheduled repayment. We will then contact you for further steps.
I have forgotten my access data - who can I contact?
If you have forgotten your password to your CAPTIQ account, you can reset it via this link after entering your email address by clicking on 'Have you forgotten your password'.
If you have forgotten the email with which you registered at CAPTIQ, please use the contact form to get in touch with us.
What happens with my personal data at CAPTIQ?
We collect from you only the most necessary personal data for credit application.
We attach great importance to data protection and all our data is processed on German servers.
Detailed information on data protection can be found here.
Is CAPTIQ a bank? How is CAPTIQ different from a bank?
No, CAPTIQ does not have a banking license. Instead, we cooperate with individual, hand-picked financing partners such as Anadibank from Austria or Solaris SE from Berlin.
CAPTIQ models the entire loan process together with the refinancing partners. This means that the loan origination takes place in cooperation with our partner banks, but CAPTIQ handles the application and refinancing of the loans.
If you want to find out more about this, please click here.
