Particularly relevant are the financial ratios of your company and your personal creditworthiness. These factors are weighted differently depending on the intended use and other circumstances. While, for example, personal creditworthiness plays an important role in start-up financing, the key financial figures of your company are the main focus of follow-up financing.
The credit assessment may differ from financier to financier, but CAPTIQ always has high quality standards, which means that the credit assessment is always coordinated with us.
Ultimately, the decisive factor for the CAPTIQ rating is the deviation of your probability of default from the statistical mean for your occupational group. The probability of default indicates the likelihood that a borrower will be unable to service a loan.